You are paying monthly for your car insurance – but no longer using your car. You have an expensive season ticket for travel into work on the train – but now you are at home. You’re paying for a football TV channel – but there are no matches. And your daughter is back from her closed university – but is still having to pay residence hall fees. What payments can be frozen and what refunds can you request during the coronavirus crisis? Car insurance If your car has barely moved for the last two weeks and you are wondering why you are still paying £150 a month to insure it, you are not alone. Readers have asked whether they can pause their insurance, particularly as they are set to receive only 80% of their wages. The answer? Unfortunately, it’s not easy. Insurers say they set the premium at the start of the policy and the cost reflects the risk at that time. You could try lowering your predicted annual mileage, or take drivers off the policy, but this will rarely achieve big savings – especially when admin fees of about £30 are applied. If you really need to cut your… Read full this story
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