How Prince Harry and Meghan Markle’s California home of Montecito faces extreme risks in wildfires

Best known as the home of Prince Harry and Meghan Markle , the duke and duchess of Sussex, Montecito is one of the world's wealthiest enclaves . The exclusive Central Coast town, on the southern tip of Santa Barbara County, has just 8,200 people living in 9.2 square miles on the coast of the Pacific Ocean. Montecito also happens to occupy one of the most dangerous and increasingly active climate change-fueled disaster footprints in the U.S. To live there not only means paying a premium — but risking it all. Despite the wealth of its residents, this tony neighborhood is almost uninsurable. How Montecito became Montecito From an outsider's point of view, Montecito, just 90 miles northwest of Los Angeles, may seem like it is all sprawling estates nestled among the Santa Ynez Mountains. Historic villas and mansions, worth tens of millions of dollars, with beautifully manicured gardens and lawns, are home to its residents, living in paradise. Such a lifestyle also poses its own hidden costs. In the mid-19th century, wealthy landowners took notice of the area’s secluded landscape and started to buy up large swaths of Montecito, which was already establishing a favorable reputation for its Eden-like surroundings,… Read full this story

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