Looking to buy identity theft fraud protection? Get your facts straights on the different id protection services, so you don't end up buying the wrong service plan that could cost you your identity.Despite the growing number of identity thefts occurring in the United States everyday, many people still love to believe that they are safe. Its only when they or their loved one falls prey to an identity theft, that they actually realize what fatal consequences this form of crime could lead to. There is a way to fight identity theft - getting an identity theft and fraud protection plan right away.The best way to ensure identity protection is of course to do it yourself. Take care of your credit cards, mail, financial documents, bank account statements, credit card statements, tax returns, credit reports, and your mail so that they do not fall into the hands of identity thieves. However, the problem with this approach is that despite doing all the work on your own, the insurance would cost … [Read more...] about The Best Tips to Buy Identity Theft Fraud Protection
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As consumers head into the Thanksgiving holiday, many will begin their online shopping. Gearing up for the holidays by shopping online will be especially popular this year. It is estimated that this year will surpass any other year in online holiday shopping. With the credit crunch people will be looking to get the best deals by comparing prices and buying online. The increased online activity, of course, has not gone unnoticed by online criminals. By looking at research from 2007, PCTools has forecast that November 24th has the potential to be the peak of malicious online activity for 2008. This comes in the form of malware, email spam that invites the user to enter in sensitive details, trojan horses, and a new kind of attack, a file that when clicked will install what is known as a rootkit. A rootkit opens up the users computer to hackers all over the world. It is important for consumers to be especially wary of any email that comes in regarding President Elect Barrack Obama as they … [Read more...] about Online Fraud Protection Tools – Are Yours Ready For the Holidays?
STARLING Bank has made some radical changes to its debit cards - and it could help protect you against fraud. The new ones break the mould because they're printed vertically rather than horizontally like traditional cards are. The challenger bank has given their cards a revamp to reflect the way that consumers use their cards nowadays, which is vertically in an ATM. Normally, the cards are printed landscape with raised numbers because of the way the old sales machines worked and that the details could be embossed onto a sales voucher. But the bank reckons the new design offers customers tighter security because the details are actually on the underside of the card. Of course, the changes in design alone won't be enough to stop fraudsters stealing your details. You should also take other steps like keeping your statements and receipts in a safe place, and never handing over your card to anyone else when you pay. Of course, it is a bit of a gimmick - everything else about the card is the … [Read more...] about Starling bank launches new vertical debit card – and here’s how it could protect you from fraud
SCAMS that use your bank's number to convince you to hand over sensitive information are now rife - but there are ways to protect yourself. The Sun has put together a guide to these chilling "number spoofing" scams so you know what to look out for, and why you should always be wary of any text or call that appears to be from your bank. As new rules by regulators could mean banks charge customers to pay fees or take out insurance to pay for bank transfer fraud, it's more important than ever to wise up about different types of scams and how you can protect your money. Fraudsters are increasingly opting for "number spoofing" scams where they mask their real number behind your bank's official number so that it looks like a legitimate text or call. Retired NHS worker Jo Wilson, 61, from Middlesex, was one victim who fell for this type of scam after a fraudster phoned her using her bank's phone number, as we revealed in June. The scammers stole £40,000 from her Natwest account … [Read more...] about Why you should never trust a text or even a call from you bank
BANKS have been failing to block payments made to scam accounts a whopping EIGHT weeks after fraud has been first reported. HSBC and NatWest both allowed cash to be transferred from their accounts into those being run by conmen. This is despite customers reportedly warning the banks about these dodgy accounts two months earlier. The news has come to light following an investigation by the Daily Mail, which made a number of £1 payments to bank accounts its readers had flagged as being operated by fraudsters. While payments from Lloyds Bank and Santander were blocked, both HSBC and NatWest allowed transactions to go ahead. Gareth Shaw, head of money at consumer group Which?, says it's "alarming" that banks aren't doing more to protect their users. How to protect yourself from fraudstersACTION Fraud recommends taking the following advice to stay safe: When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as … [Read more...] about Banks let scam accounts receive cash EIGHT weeks after first victim warns about fraud