The claims settlement process is one of the most important aspects of an insurance policy, especially if it is a health cover. A policyholder's health insurance claim can get settled by an insurer in two ways: third-party administrators (TPA) and through the insurer's in-house claims processing department. You should know that TPAs are available only for processing of health insurance claims, i.e., there are no TPAs for other kinds of claims like life or motor. There are advantages as well as disadvantages of both methods of claims processing. What is a third-party administrator? A TPA is basically a middle man who facilitates the settlement of a health insurance claim. A TPA is appointed by the insurer. TPAs help you (the insured) process your health insurance claim using various hospital bills and documents. However, they are not responsible for claims rejection or acceptance. Vaidyanathan Ramani, Head Product and Innovation, Policybazaar.com says, "You need to contact the TPA as … [Read more...] about Claim settlement process of health insurance: TPA Vs In house claim department
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The Caucus also doesn’t trust the Senate; House Speaker Paul Ryan insists that if the House strips the essential benefits from the bill, then the Senate couldn’t strip them out, thus preventing the bill from being considered a privileged reconciliation bill that would only need a simple, Republican majority to pass. … [Read more...] about Trump SLAMS House Freedom Caucus: You Want To Save Planned Parenthood!
The first contests in the Democratic race to find a challenger to Trump will begin to show how far Sanders can go with his message of standing up to corporate interests, reducing income inequality and expanding benefits for the poor and working class. The nominating process kicks off in Iowa on Feb. 3. … [Read more...] about Sanders faces front-runner scrutiny as U.S. Democratic presidential race intensifies
Some of these, such as the riotous Why I Live At The PO - in which a disgruntled small-town postmistress alienates her family members one by one, until the only refuge left her is a cot in the post office - are so widely read in US schools that they are genuinely a part of that increasingly limited repertoire, America's common literary culture. In addition to A Curtain Of Green, The Wide Net And Other Stories appeared in 1943; The Bride Of Innisfallen & Other Stories in 1955. Had she never written another word, Welty's place in literature would have been assured. … [Read more...] about Obituary: Eudora Welty
Australia's Foster's Brewing Group says it will buy Napa's Beringer Wine Estate Holdings for $1.5 billion. Canada's Vincor International says it will buy R.H. Phillips of Esparto (Yolo County) for $92 million. … [Read more...] about From Y2K Fizzle, to Dot-Com Bust / YEAR IN REVIEW 2000 / The biggest stories, the best pictures