In general in the UK the answer to this question is a resounding 'yes' - if you intend to drive the car in question on public roads. Driving without car insurance in Britain is a criminal offence, for which you can be taken to court, receive a fine, have points put on your licence and in certain cases, even be imprisoned if you break the law persistently.It doesn't matter how old you are, how often you use your car or the way you use it. Car insurance will be compulsory. Even people who drive as little as a handful of times per year, those who hold a provisional learner's licence and those who drive very short distances - they still need cover. The retired aren't exempt, and neither are those who generally drive a car on behalf of someone else, i.e. driving around an infirm relative who can no longer drive their own vehicle to the shops.Cheap car insuranceThis may also be frustrating to some groups of drivers who've found it difficult to get cover cheaply, such as young drivers who … [Read more...] about Do I Need Car Insurance?
What do i need to get car insurance
Nissan Pulsar Looking for a new car is a labour of love and often when you find your perfect match you’ll know from the very first purr of the engine. Whether you’ve been looking for a new ride for months, or just happened to fall in love when walking past your local car showroom, you’ll still need to get the legal formalities right before you drive away. As you know car insurance is mandatory for drivers in Australia. It helps protect you, your passengers and other motorists in the event of an accident. Without insurance you could find yourself faced with an expensive liability claim stretching into the thousands, not to mention facing criminal charges for driving uninsured. Driving away in your new car without insurance isn’t worth the risk. If you have an existing policy for your old car, all it takes is a phone call to your insurer to transfer your vehicles. Depending on the insurance grade of your new car you may have to pay an additional fee or an … [Read more...] about Guest post: Do I need car insurance before buying a car?
Got car insurance questions? Here are the top ten car insurance questions complete with answers.Do I need car insurance to drive my car?Yes. All states require you to have liability coverage, and some states require you to have uninsured motorist coverage which insures you against losses from an accident caused by an uninsured, underinsured, or hit-and-run driver. Visit your state's department of insurance website to find out what your state's requirements are.What's the minimum amount of insurance I need?The minimum amount of coverage in most states is liability coverage. This includes:* Bodily injury liability which pays for damages and your legal fees if you're held liable in an auto accident and other people are injured or killed.* Property damage liability which pays to repair or replace the other driver's car when you cause an accident.What other coverage should I get?* Collision coverage pays to repair or replace your car when it's damaged in an accident.* Comprehensive coverage … [Read more...] about Top Ten Car Insurance Questions and Answers
Purchasing a cheap, used car is a great idea for individuals who are on a budget and looking to save money. However, it is still mandatory that, in order to drive the vehicle on public roads in the USA, the vehicle needs to be insured by an auto insurance company. Some individuals may choose still to not insure their vehicles, even though the laws of their state mandate that they have current auto insurance coverage on their vehicle(s) in operation. These people may be subject to heavy fines and penalties for operating their vehicles without insurance coverage in the event that they are caught without insurance.There are a number of things for which a vehicle needs to be insured. It is not just a case of insuring the driver and the vehicle in the case of an accident damaging the vehicle. If this were the case, many people would be able to get away without having insurance since, to this extent, as long as they stayed out of accidents that were their fault, drivers could avoid any … [Read more...] about I’m Buying a Used Car – Do I Need to Insure It?
Tweet TweetSelecting the right car insurance can be difficult if you don’t understand all aspects of it and this is why many people are spending too much money on the insurance for their vehicles. If the time for renewal is now, it is important that you invest time rather than money, into getting the lowest cost and highest quality car insurance that you are able to. In order to help you make the right choice, here are some answers to some very common car insurance questions. What Kinds of Cover Are There? When it comes to the cover which is available, you will find that there are many, some optional and others mandatory as required by law. Let’s first take a look at the covers which are required by law. – Liability Insurance – The majority of states require car owners to have this cover which pays out for any property damage or injuries which you cause to others in an accident. This only covers injury or damage to others, not yourself. – Personal … [Read more...] about Your Car Insurance Questions Answered